Utilisation of Livelihood Empowerment Against Poverty Transfer: Evidence from the Upper West Region of Ghana
Keywords:Cash, Transfer, Utilisation, Consumption, Investment, Poverty
The emergence of social cash transfers, including Livelihood Empowerment Against Poverty (LEAP) scheme, in Ghana was due to the need to mitigate poverty. However, prior assessment studies focused on the entirety of the programmes, and not solely on assessing the utilisation of grants from such programmes. Consequently, this study examined the utilisation of the LEAP grant, by employing a cross-sectional study design. A sample of 302 LEAP beneficiaries was selected by means of stratified random sampling. Data from beneficiaries were gathered via a questionnaire, while an interview guide was used to collect supporting evidence from key informants. Analysis of data involved descriptive statistics, cross-tabulations, chi-square test of independence and thematic analysis. The study found that beneficiaries spent their LEAP grant on both consumption and investments, with consumption appearing dominant. Overall, beneficiaries utilised the grant in meeting their basic needs. It is, therefore, recommended that in order to develop self-sufficiency, beneficiaries must be advised by the programme officials to invest part of their grant in income generating activities to earn extra income to supplement the LEAP grant, and eventually wean them of the programme.